Wall Street Slips as Bank Earnings Disappoint and Credit‑Card Rate Cap Concerns Rise
~30 sec readU.S. stock markets fell on January 15, 2026, as major banks reported mixed earnings and investors grew wary of potential regulatory limits on credit‑card interest rates. Bank of America dropped despite beating profit expectations, Wells Fargo missed revenue targets, and JPMorgan flagged risks from proposed rate caps. The S&P 500 and Nasdaq declined, while energy stocks gained amid geopolitical tensions.



